Last update: August 2023Welcome to Cyber Buddy, the chatbot that answers your cyber insurance related questions (the "Service"). The Service is owned and operated by Cyber Advisory Excellence Ltd. (the “Company”, or "we", "us", "our") and available at https://www.cyberbuddy.bot These Terms of Use (“Terms”) specify the ways you may and may not use the Service. When you register to the Service and use it, you agree to use the Service according to these Terms. Please also pay attention to our Privacy Policy. If you do not agree to these Terms, please do not use the Service.
Cyber Buddy is a ChatGPT4-based chatbot, that provides you with answers to your cyber insurance related questions. Please note that the answers you receive through the Service are not provided by humans, but are rather automatically generated by an Artificial Intelligence (AI) tool.The field of AI and machine learning is constantly evolving, changing and improving. Although we make efforts to improve the quality and accuracy of our Service, due to the nature of such technology the answers generated by the Service might sometimes be inaccurate, incomplete or incorrect. The Service is a "first aid" tool, intended to provide you with preliminary answers to your cyber insurance questions. It is not intended to supplant further research or professional advice. We encourage you to seek professional advice before deciding on any further steps concerning the matter in question. Your reliance upon the answers provided to you by the Service is solely at your own risk.To use the Service, you must create an account using your name and organizational email address. You can only use the Service once you are registered. You may only register to the Service if you are over the age of 18. Your account on the Service is personal and non-transferable. At this time, tour registration to the Service is free of charge and is not subject to any fees other than the fees paid by your organization. We reserve the right to begin charging fees, in which case we will inform you about this in advance and seek your consent to those charges.
Use of the Service
General. Subject to these Terms, you may use the Service for your organization's internal business use.
When you register to the Service, you must submit only true, accurate and complete details. Bear in mind that false, incorrect or outdated information may prevent you from registering with the Service and impair our ability to provide you with our Service and to contact you.
Acceptable Use. When using the Service, you must comply with these Terms and adhere to any applicable law. In addition, you may not –
Attempt to circumvent, bypass or deactivate security or protection measures in the Service;
Use the Service in order to develop or create a product or service similar to, or competing with, the Service or us;
Attempt to compromise information security in the Service or in any network or server used by us, attempt to uncover information security vulnerabilities, or attempt to engage in any form of probing, scanning, crawling, robotic navigating or hacking of the Service or our systems;
Attempt to register to the Service, access the Service, download any information or use any information on the Service, in an automated or mechanized process, or use the Service in any way other than as permitted under these Terms;
Attempt to activate or access features or capabilities that are undocumented, not ordinarily accessible or deactivated in the Service;
Attempt to engage in reverse-engineering, disassembling or decompiling of the Service;
Use the Service in any manner that may give rise to a criminal offense, civil tort, infringement or violation of the rights of any third party, including by entering Input that violates or infringes third party rights (e.g., their privacy or copyright);
Attempt to burden or interfere with the operation of our systems related to the operation of the Service;
Attempt to integrate the Service in any application, web page, or any way other than expressly permitted by these Terms;
Use the Service for or in connection with any action that may encourage or constitute threat, harassment or fraud;
Content and Intellectual Property
The Service allows you to enter your question in free text form ("Prompt") and receive AI-generated answers based on your Prompt ("Output") (collectively, the "Content").Please note that due to the nature of machine learning technology, the Output you receive on the Service may not be unique to you. As other users of the Service may ask similar questions to you in their Prompt, they may receive Outputs that are similar or identical to the Output you received. You own all rights, title and interest in and to your Prompt. We do not claim any ownership in or to the Output, and subject to any applicable law you are the owner of all rights, title and interest thereto. Without derogating from the forgoing, by using the Service you grant us a perpetual, worldwide, irrevocable and fully paid license to use the Content to develop and improve our Service, comply with applicable law and enforce these Terms and our Privacy Policy.
Copyright Policy
We respect the intellectual property rights of others and request our users to do the same. If you believe that any Output Content infringes upon copyrights that you own or represent, you may report any such suspicion by emailing us at support@cyberinsuranceacademy.comUpon your notification and subject to copyright laws, we may remove or disable access to any such content. To be effective, when you report of claimed infringement, please include substantially the following: (1) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;(2) Identification of the copyrighted work claimed to be infringed on the Service, or if multiple copyrighted works are covered by a single notification, a representative list of such works; (3) Identification of the material that is claimed to infringe or to be the subject of infringing activity and that access to which is to be disabled, and information reasonably sufficient to permit us to locate the material on the Service; (4) Information reasonably sufficient to permit us to contact you, such as an address, telephone number, and, if available, an electronic mail address at which you may be contacted; (5) A statement that you have a good faith belief that the use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; (6) A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.After receiving your communication, we may ask you to provide further or supplemental information, prior to removing any content which was displayed on Service, as we deem necessary to comply with copyrights laws.
Privacy
We respect your privacy. To better understand how we collect and use your information for the purpose of providing you with our services, please read our Privacy Policy, which is an integral part of these Terms.
Third Party Links
The Service may contain links to content published on other websites provided by third parties. We do not operate or monitor these websites and content. You may find these websites or the information and content posted there objectionable or not compatible with your requirements. By linking to a certain website, we do not endorse, or sponsor its content, or confirm its accuracy, credibility, authenticity, reliability, validity, integrity, or legality. We assume no responsibility or liability for such third-party websites or content, or their availability, or for any transactions or dealings made between you and such third-party websites.
Availability and Changes to the Service
Changes to the Service. We may change, improve and adopt new features to our Service, such as by modifying the structure, layout, design or display, as well as the scope and availability of the Service and its features, to improve our Service, adapt to new technologies, reflect changes in our agreements with others, comply with legal requirements and enforce these Terms.Changes to the Service may result in glitches or cause inconvenience of some kind. Please note that if we make changes that block or disrupt your ability to access or use the Service, or if we materially change the way in which we offer the Service, we will first provide you with a reasonable prior notice detailing these changes, the effective date of the changes, and your right to withdraw and terminate your relation with us.Availability. We will make efforts to have the Service available and operate without errors, on a 24/7 basis. However, the availability, quality and functionality of the Service depends on various factors, including software, hardware, communication networks, which are provided by third parties, at their responsibility. These factors are not fault-free, and we do not warrant that the Service will operate without disruption, errors or interruptions, or that it will be accessible, or available at all times or immune from errors, glitches or unauthorized access.
Disclaimer of Warranty
THE SERVICE IS PROVIDED FOR USE “AS IS” AND “WITH ALL FAULTS”. WE AND OUR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ADVISORS, CONSULTANTS, SUBCONTRACTORS AND ASSIGNEES (COLLECTIVELY, OUR “STAFF”) DISCLAIM ALL WARRANTIES AND REPRESENTATIONS, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO THE SERVICE, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUALITY, CORRECTNESS, LEGAL COMPLIANCE, NON-INFRINGEMENT, TITLE, COMPATIBILITY, PERFORMANCE, AVAILABILITY, SAFETY, SECURITY OR ACCURACY. YOU ACKNOWLEDGE AND AGREE THAT THE USE OF THE SERVICE AND YOUR RELIANCE UPON THE ANSWERS IT PROVIDES YOU ARE ENTIRLY, OR TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AT YOUR OWN RISK.WE DO NOT WARRANT THAT THE SERVICE WILL OPERATE WITHOUT DISRUPTION, ERRORS OR INTERRUPTIONS, OR THAT THEY WILL BE, AT ALL TIMES, ACCESSIBLE, AVAILABLE OR IMMUNE TO ERRORS, GLITCHES OR UNAUTHORIZED ACCESS.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, WE AND OUR STAFF SHALL NOT BE LIABLE, FOR ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, EXEMPLARY, STATUTORY, INCIDENTAL OR CONSEQUENTIAL DAMAGE, OR ANY SIMILAR DAMAGE OR LOSS (INCLUDING LOSS OF PROFIT AND LOSS OF DATA), COSTS, EXPENSES AND PAYMENTS, EITHER IN TORT (INCLUDING NEGLIGENCE), CONTRACT, OR IN ANY OTHER FORM OR THEORY OF LIABILITY, ARISING FROM, OR IN CONNECTION WITH THE SERVICE, ITS USE, OR RELIANCE THEREON. WE AND OUR STAFF WILL NOT BE LIABLE TO YOU FOR ANY DAMAGE OR LOSS RESULTING FROM OR IN CONNECTION WITH ANY LOSS OF DATA OR COMMUNICATION PROBLEM.
Indemnity
To the extent permitted by applicable law, you agree to indemnify and hold harmless us and our Staff upon our request and at your own expense, from, and against, any damages, loss, costs, expenses and payments, including reasonable attorney’s fees and legal expenses, arising from any third party complaint, claim, plea, or demand in connection with your breach of any provision or representation in these Terms.
Termination of these Terms
You may terminate these Terms at any time by permanently ceasing use of the Service and deleting your account.We may block your access to, and terminate these Terms and your use of, the Service upon reasonable notice, or immediately upon sending a notice if:
you materially or repeatedly breach these Terms;
We reasonably believe that your use of the Service causes substantial harm or liability to us or to third parties, e.g. by hacking, spamming, misleading, fishing, and harassing other users;
We’re required to do so under the applicable law or a court order.
Provisions in these Terms that by their nature should survive termination or expiration of these Terms, will so survive and remains in full force and effect following such termination or expiration, including, without limitation, the following sections: Privacy, Disclaimer of Warranty and Limitation of Liability, Governing Law and Jurisdiction.
Governing Law and Jurisdiction
These Terms shall be governed solely by the laws of the State of Israel without regard to its conflict of law provisions. The Tel Aviv District Court shall have the sole and exclusive jurisdiction over any claim in connection with the Service or in respect of any matter relating to these Terms.
Changes to these Terms
From time to time, we may change these Terms, in whole or in part to reflect modifications in our Service, comply with legal requirements, prevent abusive use or harm, or update the Terms where changes are required in light of our experience in communicating with you and other users.If we make significant changes to these Terms, we will provide you with reasonable notice via your email or through the Service. Your continued use of the Service after the effective date of the amended Terms constitutes your consent to the amended Terms.
General
Relationship. These Terms do not create any agency, partnership, employment, trustee, or other type of legal relationship between you and the Company, other than that of two independent contractual parties.Assignment. You may not assign or transfer your rights and obligations under These Terms without our prior written consent. Any attempted or actual assignment by you, without our prior consent, shall be null and void. Notwithstanding anything to the contrary under law, we may assign to a third party these Terms in their entirety, including all rights, duties, liabilities, and obligations therein, upon notice to you and without obtaining your further specific consent, upon a merger, acquisition, change of control or the sale of all or substantially all of our equity or assets relating to These Terms. By virtue of such assignment, the assignee assumes our stead, including all rights, duties, liabilities and obligations, and we are irrevocably released from the same.Entire Agreement. These Terms constitute the entire agreement between you and the Company concerning the subject matter herein and supersedes all prior and contemporaneous negotiations and oral representations, agreements and statements.No waiver. Failure on our part to demand performance of any provision in these Terms shall not constitute a waiver of any of our rights under the Terms.Modifications. No waiver, concession, extension, representation, alteration, addition or derogation from the Terms, or pursuant to the Terms, will be effective unless consented to explicitly and executed in writing by our authorized representative.Severability. If any provision of these Terms is held illegal, invalid, or unenforceable by a competent court or arbitration tribunal, then that provision shall be performed and enforced to the maximum extent permissible by law to reflect, as closely as possible, the original intention of that provision, and the remaining provisions of these Terms shall remain in full force and effect.
Cyber Insurance Academy